Take advantage of a ‘free’ pay rise

Take advantage of a ‘free’ pay rise

You might think pensions are too complicated and you don’t understand them, but the fact is they are a crucial, tax-efficient savings vehicle that can help give enough money to live on in your retirement.Worryingly though, only two thirds of UK adults are currently...
Look beyond the price of your protection policy

Look beyond the price of your protection policy

Most of us celebrate the start of life and pay tribute to the end of life, but are we placing enough importance on everything in between?If we’re lucky we’ll enjoy certain life events like finding a lifelong partner, marriage / civil partnership, having children,...
Why are equities volatile?

Why are equities volatile?

The more experienced investors among us will know that investing in equities involves a more volatile journey than some other asset classes, such as fixed income.What causes this volatility?When you invest in a bond, you are effectively lending money to the issuer,...
Are you at the end of your deal?

Are you at the end of your deal?

When your current mortgage deal comes to an end you might be tempted to do nothing and simply move on to your lender’s Standard Variable Rate (SVR). However, by doing so you could risk your mortgage rate more than doubling.According to Moneyfacts, fixed mortgage deals...
Why you should get mortgage advice

Why you should get mortgage advice

Taking out a mortgage could be one of the biggest financial decisions you’ll need to make in life, so it’s important to get it right.You could ‘go direct’ to find the right mortgage for your circumstances – as long as you’re prepared to spend time and effort scouring...

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