Worried a “credit blip” will stop you getting a mortgage?

Worried a “credit blip” will stop you getting a mortgage?

The cost-of-living crisis and inflationary pressures has put pressure on people’s finances and made it harder for people to get on the housing ladder due to affordability constraints and more people having a less than perfect credit history. How important is your...
I’m Over 50 and Want To Apply For A Mortgage

I’m Over 50 and Want To Apply For A Mortgage

Getting a mortgage in your 50s and beyond used to be a challenge, but things have changed! Nowadays, mortgage lenders are more willing to help older applicants buy homes or refinance. So, if you’re thinking about getting a mortgage later in life, here’s...
2024/25 Tax Planning is Underway

2024/25 Tax Planning is Underway

  Every year brings new possibilities – and at the start of the 2024/25 tax year, it’s time to maximise your financial options and opportunities. If you’re an investor or saver then there are plenty of tax perks you can take advantage of. But the clock is ticking...
Mortgage Affordability

Mortgage Affordability

How to improve your chances of passing a mortgage affordability assessment Getting on the housing ladder can feel like one of the hardest and longest processes in the world and the cost of living crisis is probably not helping. You need to come across as attractive as...
Considerations for first-time buyers

Considerations for first-time buyers

Being a first-time buyer can be daunting. Not only are you about to make one of the biggest financial decisions in your life, but you’ll probably also have family members and friends offering their ideas on the right house, mortgage, lender conveyancer and even...
What is a Lasting Power of Attorney and do I need one?

What is a Lasting Power of Attorney and do I need one?

A Lasting Power of Attorney (LPA) is a legal document that allows you to appoint one or more people to make decisions on your behalf during your lifetime. The people you appoint to manage your affairs are called the attorneys. An LPA is a completely separate legal...

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