All about ISAs

All about ISAs

In the 2019/20 tax year, you can save up to £20,000 tax-free in an Individual Savings Account (ISA), and when it comes to your ISA investment, you have a number of options.Investors comfortable with the slightly higher risk Peer to Peer lending can also now invest in...
Need help to buy?

Need help to buy?

 Do you aspire to own a new-build home? Are you looking to move home, but lack sufficient funds to afford the repayments on a low-deposit mortgage? You may find it easier to join, or move up the property ladder, thanks to the government-backed Help to Buy scheme.There...
The Cost of Raising a Child

The Cost of Raising a Child

 COST OF RAISING A CHILD We all know raising a child can be expensive. Research has shown, the cost of raising a child to age 18 in the UK varies dependant on whether it’s a girl or boy, with boys coming in at £79,176 and girls a staggering £108,884. As a parent you...
The cost of retirement

The cost of retirement

 How much money do you think you’ll need to receive each year of your retirement? According to the investment manager Schroders, working people in the UK aged 55 and over believe this figure would equate to 66% of their current income, but the reality according to UK...
Relevant Life Plan

Relevant Life Plan

Do you want to provide valuable life cover and financial security for your employees and your family in a tax efficient manner? A Relevant Life Plan could be the answer. What is a Relevant Life Plan?A Relevant Life Plan is an individual ‘death in service’ life policy...
Would your business survive if its loans were called in?

Would your business survive if its loans were called in?

Have you thought about how your cash flow could be affected if something were to happen to a director, owner or key employee?How would your creditors react?It may be that one of your company directors stands as the guarantor for your company’s loans. If they were to...

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