Why mortgage rates don’t always drop when the base rate does?

Why mortgage rates don’t always drop when the base rate does?

The Bank of England’s Monetary Policy Committee (MPC) is the group responsible for setting the bank base rate (BBR). This interest rate influences the cost of borrowing for banks and the rates they offer on loans, mortgages and savings, all with the ultimate aim of...
New Year’s resolutions over the Christmas period

New Year’s resolutions over the Christmas period

The festive period seemed to start early this year with Christmas music played in stores from the middle of November.  It seems to indicate that people are starting their Christmas preparations well in advance – or certainly that the shops would like them to. As we go...
Insure Your Child’s Education with Financial Protection

Insure Your Child’s Education with Financial Protection

Investing in your child’s education is a top priority for many parents, but life’s unpredictability such as unexpected illness or injury could make it challenging to keep up with financial commitments such as school fees. That’s where financial...
Are you protecting your pension contributions?

Are you protecting your pension contributions?

When it comes to planning for retirement, making sure your pension contributions are on-track is important. But life can throw curveballs like illness or injury which could make it tough to keep up with contributions. Why Income Protection matters Income protection...
Stamp Duty relief not extended for buyers

Stamp Duty relief not extended for buyers

​Stamp Duty relief not extended for buyers – what you need to know before rules change In Labour’s first Budget since taking office, the Chancellor announced her plans to fix the so-called ‘black hole’ in the UK’s public finances and increase investment in public...

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