Autumn Statement 2022: what it means for you

Autumn Statement 2022: what it means for you

After several months of economic and political uncertainty the new chancellor, Jeremy Hunt, has delivered his autumn statement. With announcements relating to energy bills, Income Tax, the State Pension, tax allowances, and Stamp Duty, there are plenty of ways your...
What does a Financial Adviser do?

What does a Financial Adviser do?

A financial adviser can help with your investment goals, but they can also offer many more ways to understand and make the most of your money. You might think that people who use financial advisers are just investing in the stock market or need someone to manage their...
How might rising interest rates affect your mortgage?

How might rising interest rates affect your mortgage?

The Bank of England has raised interest rates and warned further hikes are likely in the coming months. This will mean bigger bills for some homeowners. On 22 September 2022, the Bank of England raised interest rates from 1.75% to 2.25% – the seventh hike since...
What is capital gains tax?

What is capital gains tax?

If you’re selling certain assets of high value or a second property, you’ll probably have to pay capital gains tax on your profits. Here’s how it works. Capital gains tax (CGT) is a tax on the profits earned from selling an asset or a property belonging to you...
Pension Lifetime Allowance – How it affects you

Pension Lifetime Allowance – How it affects you

In his 2021 Budget, the Chancellor announced a five-year freeze on the lifetime pension allowance. What does this mean for you and your retirement fund? What is the lifetime pension allowance? The lifetime pension allowance sets a limit on how much you can save in...

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